Jun. 27th, 2016


Jun. 27th, 2016 07:42 am
hijabi: photo of hinata with open mouth and eyes in shock. (hinata shocked)
[photo of savings projections over 10, 20, and 30 years.]

i'm still pretty interested in tiny houses.

before hitting retirement age i could possibly have enough money, in cash, for a totally decked out RV. i'm not fond of interest or monthly payment plans that tack on unnecessary fees. i don't even like monthly subscriptions. mostly because my memory stinks, which also stinks for anyone managing money.

is it sad that i don't see myself owning a house, though? this is merely an ideal. a dream. a fantasy to put it bluntly in today's market. i've only ever lived in apartments. the idea of shackling myself to an impossibly high debt for 30 or so years to pay off a traditional home disgusts me. i can't imagine living in such a big space for the rest of my life. there's so much room, so much to maintain, and it's so... expensive. even when you own the home you've gotta maintain it. that's true for anything. but something that costs several hundreds of thousands of dollars... i can't reasonably justify that.

this is all wishful thinking. retirement scares me. it seems like a mirage. a disappearing sight that may or may not be there when i finish blinking. our government handles finances like a gambler in a casino--throwing hard-earned money into different machines hoping that chance will somehow magically solve all of it's problems. the housing market is a complete wreck and i'm not sure we're even equipped to fix it.

anyway. i don't even know if i'll live long enough to own a house (which doesn't make me too sad) but hey, it is one of my goals.

now i could also use a fraction of that money to spend on a small business, which would be great, but at the moment i'm not concerned with business pursuits. i doubt i'd need that much since the funds would go to intangible things. think domain/hosting costs, taxes, and other fees. runing a business with a large volume of physical goods would only stress me out.

well that certainly was a tangent. no one really reads this besides myself but i do like documenting these thoughts so i can laugh at myself later.


hijabi: photo of zuko looking away, clearly tired and uncomfortable. (Default)
hijabi / hinata

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